Being a broke-ass is a choice. An unwise choice, most of the time anyways. I say this because I believe in there being unlimited opportunity available to most* people. That means that anyone can start with practically nothing, and become wealthy.
Do I consider myself wealthy? Absolutely! Am I rich? Not exactly, if measured my monetary gains. I’ve got a long way to go. I don’t ever plan on retiring, because I plan on loving my productive ventures as long as I am topside in the land of the living.
Don’t get me wrong fam, I appreciate and sympathize with the fact that lots of people are buried in debt and misfortune. Some people are not able to work because of disability or get ahead be cause of unmanageable debt.
Most people can get ahead. You probably can. But will you? In order to “get ahead”, by definition, one has to behave differently.
I lived in a freaking windowless cargo van for three years. It sucked. But WTF are you going to do? You’ve got to do something. You’ve got to take extra-ordinary action in order to separate yourself from the rat race.
Living in that van that I borrowed at like 44K with 0 down (manageable debt?), allowed me to build over 10K in equity, which I traded for a car that I peeled off the car lot with paid off. Actually I didn’t peel off because it’s the slowest car on the road, but it felt like that. One of the best feelings ever, having gotten my first car paid off and NEW.
I’ve put 100k miles on that Mitsubishi, and it has paid for itself ten times.
Anyways, my point is that you’ve got to make moves (but not dumbass moves). Life is a game. You have to have strategy to WIN. Don’t loose all of your chips. Don’t gamble with that which you cannot afford to loose.
Anyone can find value in the market. Anyone can come up with a little extra money from a low-wage paying job to buy stuff at a discount, thrift or yardsale to flip for major returns. It’s not unheard of to make triple or even quadruple digit returns in arbitrage.
Even “rich” people can be broke by my definition because they have a scarcity-mindset and worry about preserving their wealth and play defense. Abundance mindset, on the other hand, is about staying on offense, being fruitful in your life, positively effecting others and providing value.
The come up is stressful and takes unceasing work, while being stagnant and lethargic is easy. Complaining and making excuses for not taking action takes no effort. It gets old though, and the only people sympathizing are other loosers. Put the work in, you’re future self will thank you. (: